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Thread: Healthcare

  1. #1976
    Let's go Rangers! RhodyYanksFan's Avatar
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    Re: Healthcare

    Quote Originally Posted by Yankee Tripper View Post
    https://www.msn.com/en-us/news/us/pu...ims/ar-AAGplH5


    Purdue Pharma offering $10 - $12 BILLION dollars to settle opioid claims. I'm guessing that's a small fraction of the profits they made on Oxycotin.


    This on t he heels of the Oaklahom J&J decision yesterday. Anyone think the for profit health care system has our best health at heart?
    J&J lost a court case and was ordered to pay $572 million...and their stock went up so that’s all you need to know about for profit care. When losing $572,000,000 is a good day according to the market - they clearly see this as just a cost of doing business, and it’s clearly not punitive enough.

  2. #1977

    Re: Healthcare

    Quote Originally Posted by RYMASTER or Ryan_Yankees View Post
    I just got the bill for the first month of my IVIG infusion. The cost was $20,780.60 and insurance paid $19,626.00, meaning I owe $1,154.60 for July. This is something I need to do monthly to hopefully maintain my health, and so far it has been hugely beneficial.

    Guess I'll just die of pneumonia instead.
    That’s funked up.

  3. #1978
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    Re: Healthcare

    Quote Originally Posted by RhodyYanksFan View Post
    J&J lost a court case and was ordered to pay $572 million...and their stock went up so that’s all you need to know about for profit care. When losing $572,000,000 is a good day according to the market - they clearly see this as just a cost of doing business, and it’s clearly not punitive enough.
    No, this health system can't be improved on.
    Bring tea for the Tillerman; Steak for the son; Wine for the woman
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  4. #1979
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    Re: Healthcare

    Quote Originally Posted by RYMASTER or Ryan_Yankees View Post
    I just got the bill for the first month of my IVIG infusion. The cost was $20,780.60 and insurance paid $19,626.00, meaning I owe $1,154.60 for July. This is something I need to do monthly to hopefully maintain my health, and so far it has been hugely beneficial.

    Guess I'll just die of pneumonia instead.
    Nevermind...apparently the nurse visits are billed separately, and I got that bill yesterday. I'm now up to about 105% of my monthly *gross* income for one month of infusions I need. Maybe I can cash out my meager 401(k).

    M4A now.

  5. #1980
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    Re: Healthcare

    https://www.washingtonpost.com/healt...tm_source=fark


    Come for the emergency surgery, stay for the garnished wages and home liens.


    Heather Waldron and John Hawley are losing their four-bedroom house in the hills above Blacksburg, Va. A teenage daughter, one of their five children, sold her clothes for spending money. They worried about paying the electric bill. Financial disaster, they say, contributed to their divorce, finalized in April.
    Their money problems began when the University of Virginia Health System pursued the couple with a lawsuit and a lien on their home to recoup $164,000 in charges for Waldron’s emergency surgery in 2017.
    The family has lots of company: Over six years ending in June 2018, the health system and its doctors sued former patients more than 36,000 times for over $106 million, seizing wages and bank accounts, putting liens on property and homes and forcing families into bankruptcy, a Kaiser Health News analysis has found.
    Unpaid medical bills are a leading cause of personal debt and bankruptcy, with hospitals from Memphis to Baltimore criticized for their role in pushing families over the financial edge. But UVA stands out for the scope of its collection efforts and how persistently it goes after payment, pursuing poor as well as middle-class patients for almost all they’re worth, according to court records, hospital documents and interviews with hospital officials and dozens of patients.
    UVA sued patients for as little as $13.91 and as much as $1 million during most of that period, until July 2017, when it restricted lawsuits to those owing more than $1,000, the analysis shows.
    Every year, the health system sued about 100 of its own employees who also happened to be patients. It garnished thousands of paychecks, largely from workers at lower-pay employers such as Walmart, where UVA took wages more than 800 times.


    ...

    Best health care system ever...NOT
    Baseball is life;
    the rest is just details.

  6. #1981

    Re: Healthcare

    Quote Originally Posted by RYMASTER or Ryan_Yankees View Post
    Nevermind...apparently the nurse visits are billed separately, and I got that bill yesterday. I'm now up to about 105% of my monthly *gross* income for one month of infusions I need. Maybe I can cash out my meager 401(k).

    M4A now.
    That's awful. Ugh.

    Quote Originally Posted by Yankee Tripper View Post
    https://www.washingtonpost.com/healt...tm_source=fark


    Come for the emergency surgery, stay for the garnished wages and home liens.





    Best health care system ever...NOT
    This is just heartbreaking. This should never, ever happen. I hate this country.

  7. #1982
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    Re: Healthcare

    https://www.bloomberg.com/news/featu...&ICID=ref_fark


    When Health insurance doesn't have to follow ACA
    ...
    Six months after David’s surgery, the Diaz family got a particularly big surprise bill—an error, Marisia thought when she saw the invoice. But when she called her insurer, she was told she’d have to pay the full amount: $244,447.91.
    ...



    Marisia soon learned about the policy’s limitations. The Everest plan didn’t cover preexisting conditions, limited the number of doctor visits, and capped hospital coverage at $1,000 a day. It allowed a maximum of $250 per emergency room visit and $5,000 per surgery, not nearly enough to cover the usual cost of those services. Most benefits didn’t kick in until the $7,500 deductible was met. And the listed maximum total payout of $750,000 was misleading: It didn’t mean the Diazes’ bills would be covered up to that amount after they paid the deductible; it just meant that if Marisia underwent, say, 150 surgeries, she could get $5,000 for each, leaving her to cover millions of dollars in additional bills.
    Once Marisia realized the bills for David’s heart attack wouldn’t be covered, she frantically called medical offices. As the couple discussed what to do, David started talking about bankruptcy. Marisia tried to put on a brave face. “Don’t talk that way,” she recalls telling him. “God is going to take care of us.” The couple didn’t tell their friends or family about their debt, except for their son, Mickey, who does communications for a law firm in Phoenix. He got them a referral for an attorney named Charles Surrano.

    ...
    Baseball is life;
    the rest is just details.

  8. #1983

    Re: Healthcare

    Speaking of healthcare, I had an outpatient surgery today. I had to pay $1000 OOP. That doesn't count whatever I'll get billed for the anesthesiologist, which is separate. Since I didn't have a grand lying around, it went on the credit card. I look forward to the anesthesiology bill and whatever I have to pay for a probable follow-up procedure in about a month. You'd think I could have this covered by the extremely high premiums we pay to United, but nah.

    My story isn't even bad compared to so many, but it's still incredibly stressful.

    This country sucks.

  9. #1984
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    Re: Healthcare

    You shouldn’t have gotten health problems then everything would be fine.
    Baseball is life;
    the rest is just details.

  10. #1985
    Hope is eternal
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    Re: Healthcare

    Quote Originally Posted by Yankee Tripper View Post
    You shouldn’t have gotten health problems then everything would be fine.
    Exactly. It is called personal responsibility. You just have to pull yourself up by the boot straps. Obviously it was Jenn’s fault! Isn’t that the right’s solution for everything?
    The sky is falling! We are doomed!

  11. #1986
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    Re: Healthcare

    Two nights ago, GM stopped paying 50,000 workers' healthcare, shifting the cost to the UAW union fund until the strike ends:

    https://thehill.com/homenews/news/46...alth-insurance

    Yet another reason we need Medicare-For-All... give giant corporations one less club to beat up labor unions.

    I wonder if these workers "love their health insurance companies".
    Jingoism is not Patriotism

  12. #1987
    Get Off My Lawn. Maynerd's Avatar
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    Re: Healthcare

    Quote Originally Posted by Tyler Durden View Post
    Two nights ago, GM stopped paying 50,000 workers' healthcare,
    Four nights ago, 50,000 workers stopped showing up to work at GM.

    They were expecting their employer to continue to provide pay and benefits?

    "But what people tend to forget...is that being a Yankee is as much about character as it is about performance; as much about who you are as what you do."
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  13. #1988
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    Re: Healthcare

    Quote Originally Posted by Maynerd View Post
    Four nights ago, 50,000 workers stopped showing up to work at GM.

    They were expecting their employer to continue to provide pay and benefits?
    I think they were expecting them to negotiate in good faith but it’s been a long time since corporate America did that.
    Baseball is life;
    the rest is just details.

  14. #1989

    Re: Healthcare

    Quote Originally Posted by Maynerd View Post
    Four nights ago, 50,000 workers stopped showing up to work at GM.

    They were expecting their employer to continue to provide pay and benefits?
    It's not about what they were expecting or not expecting. It's about how healthcare should be a right that is not attached to your job. Your employer should not have that kind of hold over your life and the government should take care of its citizens.
    Take car. Go to Mum's. Kill Phil - "Sorry." - grab Liz, go to the Winchester, have a nice cold pint, and wait for all of this to blow over. How's that for a slice of fried gold?

  15. #1990
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    Re: Healthcare

    America is the only backward dumb country that places employment to the insurance. Unemployed and sick? Too bad you die. The point Maynerd totally missed was that their health insurance should not have any impact because they strike or lose a no . It has nothing to do with what they should expect. They deserve to be treated like a human being
    The sky is falling! We are doomed!

  16. #1991

    Re: Healthcare

    Quote Originally Posted by Yankee Tripper View Post
    You shouldn’t have gotten health problems then everything would be fine.
    Silly me. I should've known better.

    I'm actually putting off a couple of specialist appointments that I need because I can't afford them. And I'm one of the lucky ones with insurance. We paid an outrageous $250 copay to take my kid to the ER last weekend because he said that he couldn't breathe. Up until this year it was "only" $125. They hiked the premiums AND doubled the ER copay. And I'm still in debt for a necessary outpatient surgery.

    Lovely country, isn't it?

    Quote Originally Posted by Texsahara View Post
    It's not about what they were expecting or not expecting. It's about how healthcare should be a right that is not attached to your job. Your employer should not have that kind of hold over your life and the government should take care of its citizens.
    This all day.

  17. #1992
    Get Off My Lawn. Maynerd's Avatar
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    Re: Healthcare

    Quote Originally Posted by Texsahara View Post
    It's about how healthcare should be a right that is not attached to your job.
    Strongly agree.
    Quote Originally Posted by Texsahara
    Your employer should not have that kind of hold over your life
    But, your government should?
    Quote Originally Posted by Texsahara
    and the government should take care of its citizens.
    Absolutely. They just don't happen to be any good at it.

    "But what people tend to forget...is that being a Yankee is as much about character as it is about performance; as much about who you are as what you do."
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  18. #1993
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    Re: Healthcare

    Quote Originally Posted by Maynerd View Post
    Strongly agree.But, your government should? Absolutely. They just don't happen to be any good at it.
    Maybe it's a question of improving government.


    Just curious if you strongly agree that healthcare should be a basic right, whom do you think should enforce/provide that right if not the government?
    Baseball is life;
    the rest is just details.

  19. #1994
    Quote Originally Posted by Maynerd View Post
    Strongly agree.But, your government should? Absolutely. They just don't happen to be any good at it.
    Yes, your gov should. And strong disagree. Medicare, Medicaid and the VA are all better managed than private insurance. Unless you put profit ahead of taking care of people anyway.

  20. #1995
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    Re: Healthcare

    Quote Originally Posted by Texsahara View Post
    Yes, your gov should. And strong disagree. Medicare, Medicaid and the VA are all better managed than private insurance. Unless you put profit ahead of taking care of people anyway.
    Far more efficient and I work in the industry
    The sky is falling! We are doomed!

  21. #1996

    Re: Healthcare

    Maynard, have you ever shared how you think the healthcare system should be managed? What you would like to see? I can't recall.
    Take car. Go to Mum's. Kill Phil - "Sorry." - grab Liz, go to the Winchester, have a nice cold pint, and wait for all of this to blow over. How's that for a slice of fried gold?

  22. #1997
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    Re: Healthcare

    Quote Originally Posted by Texsahara View Post
    Maynard, have you ever shared how you think the healthcare system should be managed? What you would like to see? I can't recall.
    He doesn't seem to like the current one, hasn't been a fan of ACA, doesn't want a government run one, isn't sure what it should look like but wants more transparency in pricing. Sounds like the Republican Health Care Model.
    Baseball is life;
    the rest is just details.

  23. #1998
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    Re: Healthcare

    Quote Originally Posted by Texsahara View Post
    Maynard, have you ever shared how you think the healthcare system should be managed? What you would like to see? I can't recall.
    Private insurance, independent of employment. Economic competition among the insurance providers. Set prices, not the current system where medical providers have one price for those with coverage, and a completely different price for those who do not. Protection for those with pre-existing conditions.

    I do NOT trust the government to be the arbiter of our medical care. That government has already failed to live up to its promises to me regarding healthcare. Fool me once.....

    There's also a supply and demand issue. Unless the supply of medical care (number of healthcare providers) is increased significantly, there is no way to manage an increase in the demand. Medicare for All is unworkable. Where are we going to find the doctors to provide the care? And, without additional providers (and a lot of them), the wait time to see a doctor will kill people. Call it free; call it government-provided; call it a basic human right; call it whatever you want.......if you can't get to it because of the demand, it's valueless.

    I have several kinds of insurance. I insure my house, my cars, even my life. In each of these instances, I can shop around among various insurance carriers to find the deal that best suits my needs. For medical insurance, I cannot. I'm largely stuck with what my employer provides.

    "But what people tend to forget...is that being a Yankee is as much about character as it is about performance; as much about who you are as what you do."
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  24. #1999
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    Re: Healthcare

    You can already buy individual health policies and you can shop for them from a number of providers Meynard. You aren't limited to what your employer provides, you chose to accept the insurance coverage your employer provides because purchasing an individual policy on the open market is not cheap and is often not a good as the group policy that covers your employer.

    It's also nearly impossible to compare the casualty market of home and auto or even life insurance. There you are insuring an asset with a fixed value. Health care is an open ended cost structure, no one knows when they are going go get a chronic long term illness, a sudden major surgery or need medication for life or have child born who will need care for life.

    Your model also implies that the ability to pay for care is the most important component of your system.
    Baseball is life;
    the rest is just details.

  25. #2000
    Get Off My Lawn. Maynerd's Avatar
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    Re: Healthcare

    Quote Originally Posted by Yankee Tripper View Post
    Just curious if you strongly agree that healthcare should be a basic right...
    What about food and shelter? Those should be basic human rights. No?

    Should the government provide those, too?

    "But what people tend to forget...is that being a Yankee is as much about character as it is about performance; as much about who you are as what you do."
    - President Barack Obama

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